FLOODGUARD

FloodGuard solutions

One flood record. Many decisions.

From underwriting and portfolio assessment to infrastructure planning and disaster response, FloodGuard helps organisations understand where flood risk is, how it is changing, and what it could mean for their decisions.

One flood record→Five sectors Historical · real-time · future intelligence, applied

Insurance & Reinsurance Past + Future

Price flood into every policy you write.

FloodGuard gives insurers and reinsurers location-level flood intelligence — so flood is underwritten, accumulated and managed with an observed record behind every decision, not a district average.

FloodGuard · Portfolio view India › Gujarat · Maharashtra Historical2050 · Mid Illustrative · sample portfolio

Layers

District boundariesFlood riskInsured locationsExposure concentrationFuture scenario

Flood risk

LowHigh

Portfolio · sample

Locations in view—
In high / very high bands—
Largest concentration—
Mumbai Suburban—

Locations by risk band

Mock-up of a portfolio view. Locations, concentrations and bands are sample content for illustration, not FloodGuard model output.

Six applications across the insurance value chain

01Underwriting & pricing

Rate each location on its own flood history rather than a regional average.

02Portfolio accumulation

See where sum insured concentrates in high flood-risk bands.

03Climate stress testing

Test the portfolio against future flood scenarios.

04Crop insurance

Historical and future flood risk across agricultural districts and talukas.

05Reinsurance

Portfolio-level flood analysis for treaty and facultative decisions.

06Claims & event analysis

Understand affected areas after a flood to anticipate claims.

Talk to us about insurance →

See FloodGuard on your own portfolio — a demo shaped around how your team makes its flood decisions.

Request a Demo

Banking & Finance Past + Future

Understand flood exposure across the portfolio.

Flood risk can affect properties, collateral, borrowers and portfolios. FloodGuard provides location-based flood intelligence to help financial institutions incorporate flood risk into assessment and planning.

FloodGuard · Portfolio screening India › Karnataka · Kerala · Tamil Nadu Historical2050 · Mid Illustrative · sample data

Lending footprint · sample

Collateral locations—
Districts covered—
In high projected risk—

Projected risk · 2050 mid

LowHigh
Mock-up. Locations and counts are sample content, not customer or FloodGuard data.

Five applications for lenders

01Collateral assessment

Understand flood risk associated with properties and collateral.

02Portfolio screening

Identify flood exposure across lending portfolios.

03Location risk

Assess flood characteristics at relevant locations.

04Climate risk

Understand how flood risk may evolve under future scenarios.

05Lending decisions

Incorporate location-based flood intelligence into risk assessment.

Talk to us about lending →

See FloodGuard on your own portfolio — a demo shaped around how your team makes its flood decisions.

Request a Demo

Agriculture Past + Future

Understand flood risk across agricultural landscapes.

FloodGuard helps analyse how flood risk varies across agricultural areas, supporting crop-risk assessment, planning and resilience.

FloodGuard · Agricultural risk India › Bihar › Khagaria Illustrative · sample data

Layers

Agricultural landFlood extent · sampleHistorical flood riskDistrict boundaries
Khagaria · historical—
Bihar, in record—

Flood years · 1951–2025

19512025
Mock-up. Flood extent, zones and flood years are illustrative, not observed events or FloodGuard output.

Four applications in agriculture

01Crop insurance

Understand historical and future flood risk across agricultural areas.

02Agricultural risk assessment

Identify areas exposed to recurring or changing flood risk.

03Portfolio analysis

Assess flood exposure across agricultural geographies.

04Resilience planning

Identify areas where flood risk may require additional planning or intervention.

Talk to us about agriculture →

See FloodGuard on your own districts and crops — a demo shaped around how your team makes its flood decisions.

Request a Demo

Infrastructure Now + Future

Know the flood risk before investing.

Infrastructure decisions have long time horizons. FloodGuard helps organisations understand flood exposure across sites, assets and corridors — from current conditions to future risk.

FloodGuard · Corridor screening India › Maharashtra Now20502100 Illustrative · sample route

Layers

Road corridorRailRivers & terrainFuture scenario · 2050 mid
Assets on route—
In high projected risk—

Projected change vs today

Mock-up. The route, assets and scenario trend are illustrative, not a real project or FloodGuard output.

Five applications for infrastructure

01Site screening

Assess flood risk before selecting or developing a site.

02Asset risk

Understand flood exposure for existing infrastructure.

03Infrastructure corridors

Assess flood risk along roads, railways, pipelines and other corridors.

04Project planning

Incorporate flood intelligence into infrastructure planning.

05Climate resilience

Understand how flood risk could evolve over time.

Talk to us about infrastructure →

See FloodGuard on your own sites and corridors — a demo shaped around how your team makes its flood decisions.

Request a Demo

Government & Disaster Management Past + Now + Future

Prepare before the flood arrives.

FloodGuard connects historical flood intelligence, current conditions and future risk to support preparedness, planning, monitoring and response.

Live FloodGuard · Situational view India › Assam Demo feed · not live data

Alert areas Sample · 06:40 IST

HighDhemaji · LakhimpurHeavy rainfall upstream · rivers rising
ElevatedBarpeta · MarigaonLow-lying areas · historical flood zone

Legend

Current rainfall · sampleHistorical flood riskCritical infrastructureMonitoring points
Mock-up of an operational view. Rainfall, alerts and timestamps are sample content — never live operational data.

Five applications for government

01Risk mapping

Understand flood-prone areas and historical patterns.

02Preparedness planning

Use historical and future risk to support disaster preparedness.

03Real-time monitoring

Monitor changing flood conditions where Live is available.

04Response

Support situational awareness during flood events.

05Resilience planning

Identify areas where long-term flood-risk reduction may be needed.

Talk to us about disaster management →

See FloodGuard on your own state or district — a demo shaped around how your team makes its flood decisions.

Request a Demo

Products by sector

Which products does each sector use?

Every solution starts with the free historical record in Explorer. Atlas adds depth and future scenarios; Live adds what is happening now.

FloodGuard products used by each sector
SectorExplorerPastAtlasPast + FutureLiveNow
Insurance & Reinsurance
Banking & Finance
Agriculture
Infrastructure
Government & Disaster Management

Compare the products in detail

Get started

Ready to explore FloodGuard?

Explorer

Explore for free.

Access district-level historical flood risk and begin exploring India's flood record. No sales conversation required.

Atlas + Live

Talk to the FloodGuard team.

For professional and enterprise access, contact our team to discuss your geography, use case, data requirements and deployment needs.