FLOODGUARD

Understand flood exposure across the portfolio.

Flood risk can affect properties, collateral, borrowers and portfolios. FloodGuard provides location-based flood intelligence to help financial institutions incorporate flood risk into assessment and planning.

UsesPastFuture
FloodGuard · Portfolio screening India › Karnataka · Kerala · Tamil Nadu Historical2050 · Mid Illustrative · sample data

Lending footprint · sample

Collateral locations—
Districts covered—
In high projected risk—

Projected risk · 2050 mid

LowHigh
Mock-up. Locations and counts are sample content, not customer or FloodGuard data.

Applications

Five applications for lenders

01Collateral assessment

Understand flood risk associated with properties and collateral.

02Portfolio screening

Identify flood exposure across lending portfolios.

03Location risk

Assess flood characteristics at relevant locations.

04Climate risk

Understand how flood risk may evolve under future scenarios.

05Lending decisions

Incorporate location-based flood intelligence into risk assessment.

Who it's for

Flood risk, priced into the loan book.

Who

Banks, NBFCs and lenders

Retail, MSME, agricultural and mortgage lenders with collateral and borrowers spread across flood-exposed districts.

The decision

Where flood could hit repayment or collateral

Which loans, branches and collateral sit in high flood-risk areas — today and under future scenarios?

What you get

Screening at the location level

  • Flood bands for collateral locations
  • Exposure by district and branch footprint
  • Projected change for climate risk reporting
Banking use case

Banking Flood Risk Use Case

How location-based flood intelligence can support collateral assessment and portfolio screening.

View Use Case Download PDF PDF coming soon.
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Explorer

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Access district-level historical flood risk and begin exploring India's flood record. No sales conversation required.

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